Well, permits for the house came back a week later so we were pretty excited that they hadn't taken the full 3 weeks. This was supposed to mean they break ground on 7/2/12. Well they didn't actually break ground until the following Monday 7/9/12. We went out every week and took pictures and at the end of July got an update from Hubble saying the house was to be completed on 9/24/12. This was a bit past the 65 days the builder had said it will take from the time they broke ground but I was just happy to have an end date in sight!
Well, we continued to just work and live our life with nothing too exciting going on and going to see our house every chance we got and the progress being made. Well on Labor Day my mom sister and I made invited for my baby shower with the address being my new address. On Tuesday I asked for an update from the builder to make sure the expected closing date was to be 9/24/12. This is when we found out there had been some type of delay (they said due to HVAC installers) and that estimated completion date was middle of October.
The next week consisted of fighting with the builder and trying to figure out what they were thinking, how this happened, and that was too late. All we wanted was to get us into our house. Well after a lot of phone calls and meetings they agreed to a date of Oct 8th. (Yes I had to redo all the baby shower invites, luckily my sister in law who was throwing the shower for me had just bought some so we used those.)
Well as it got closer to the 8th the builder called again saying the cabinets were on back order and was going to be another 3 week delay. Our realtor let them know that of COURSE this was not ok, that would put us at my due date and we needed in the house before the baby comes! They allowed us to upgrade our cabinets, and it was also with a different company. Josh went and picked them out and we continued on. Well then they said there was a delay with those cabients! Luckily it was only a couple days. Soooo after all was said and done the house was completed and we had our final walkthrough on 10/12/12 and were supposed to be able to close with the bank on that day as well.
Unfortunately at this point we ran into ANOTHER hiccup, this time with the bank. To make a long story (and more than our fair share of phone calls and e-mails) the Processor at the bank hadn't been doing her job, none of our paperwork had been sent to underwriting, she finally walked out on her job, and someone new took over. (this was after about a week of phone calls and e-mails trying to get a hold of her to get a real story, and then another week of phone calls to the bank to get the story about why we weren't closing on our house) so now it seems progress is finally getting made on the underwriting and we're in a race to see which comes first... moving into our house or the baby coming. We're hopeful that it'll be, we sign closing paperwork, then that day or the next we get to have our baby!
Needless to say because of all this work with our house it has been hard to be excited just about the baby. Next post I'll give an update on how the pregnancy has been, since we're now finally up to date on the "living" situation of our lives. HAHA
Sunday, October 21, 2012
Wednesday, October 17, 2012
Big News
SOOO on to the next update in our life, which happened on February 27,2012, we found out I was pregnant!! As excited as we were, this meant we really needed to consider what our next step in life was going to be to help take care of this little bump! And so we decided to buy a house!
Well, we have tried this once before, last summer, and we did not have much luck! It was frustrating, but luckily I think we stopped looking before we decided to never try that process again. So, with this new goal in mind, we went back to our bank and applied for another loan just as we had before.
After getting out loan approved about the middle of March we began looking again. Between Josh's and my schedule there wasn't many days we could go together, so he went with our realtor most of the time to see what we could find.Well the pickings were not near the same as they had been the year before and we weren't having much luck yet again. So we decided to look into just building a home.
After looking around we decided to go forward with building ourselves a cute little starter home, and signed papers for this on 4/28/12. The gentleman with the company told me "I can only move as fast as you can move" and so on 5/2/12 we went to the designer show house to pick all our colors, for cabinets, counter tops, and flooring. It only took about an hour and we were so excited when we left!
Well after a week we still hadn't heard anything from the builders. After numerous unreturned phone calls and e-mails we finally went down to the office again. There was another gentleman working and he was with other clients. We told him we didn't mind and we'd wait until he was free since leaving "messages" never got us any results. Once he was finished we informed him what we were waiting on and he told us to pick the colors and stone for our exterior. Josh and I drove around their subdivisions for a while looking at what we wanted then went back to the office with our selection.
This 2nd gentleman found our file, put everything together, confirmed our final selections and said we'd hear from them soon to confirm the blue prints.
Well it took unil 6/22/12 to finally approve the blue prints. We found out the reason for this delay later was they "lost our paperwork" which believe me we were calling and looking for updates at least twice a week, so I have NO idea how this was possible.
Well once again I wasn't able to be there so Josh went to the meeting with the builder to approve blue prints. Everything looked good so we gave the go ahead. We were told it takes about3 weeks to get permits back and from the time we get permits back it's 65 days until the house is complete. we were SO excited to have things finally moving, and this meant that we would be in our house middle of September!
(Also, in May we found someone to take over the lease for our apt and so moved in with the parents so that we didn't have to worry about paying rent on an apt and a mortgage.)
In other news during this time frame, on 6/13/12 we found out we are having a girl!!
We also went to St George June 8th or so for my cousin Lasca's wedding and to see family. This was a lot of fun and we enjoyed our weekend away and seeing family! There are pictures of this on my facebook page.
Will post more updates soon... hopefully sooner than 3 months apart. I hope to have this blog caught up to real time in the next couple weeks!
Well, we have tried this once before, last summer, and we did not have much luck! It was frustrating, but luckily I think we stopped looking before we decided to never try that process again. So, with this new goal in mind, we went back to our bank and applied for another loan just as we had before.
After getting out loan approved about the middle of March we began looking again. Between Josh's and my schedule there wasn't many days we could go together, so he went with our realtor most of the time to see what we could find.Well the pickings were not near the same as they had been the year before and we weren't having much luck yet again. So we decided to look into just building a home.
After looking around we decided to go forward with building ourselves a cute little starter home, and signed papers for this on 4/28/12. The gentleman with the company told me "I can only move as fast as you can move" and so on 5/2/12 we went to the designer show house to pick all our colors, for cabinets, counter tops, and flooring. It only took about an hour and we were so excited when we left!
Well after a week we still hadn't heard anything from the builders. After numerous unreturned phone calls and e-mails we finally went down to the office again. There was another gentleman working and he was with other clients. We told him we didn't mind and we'd wait until he was free since leaving "messages" never got us any results. Once he was finished we informed him what we were waiting on and he told us to pick the colors and stone for our exterior. Josh and I drove around their subdivisions for a while looking at what we wanted then went back to the office with our selection.
This 2nd gentleman found our file, put everything together, confirmed our final selections and said we'd hear from them soon to confirm the blue prints.
Well it took unil 6/22/12 to finally approve the blue prints. We found out the reason for this delay later was they "lost our paperwork" which believe me we were calling and looking for updates at least twice a week, so I have NO idea how this was possible.
Well once again I wasn't able to be there so Josh went to the meeting with the builder to approve blue prints. Everything looked good so we gave the go ahead. We were told it takes about3 weeks to get permits back and from the time we get permits back it's 65 days until the house is complete. we were SO excited to have things finally moving, and this meant that we would be in our house middle of September!
(Also, in May we found someone to take over the lease for our apt and so moved in with the parents so that we didn't have to worry about paying rent on an apt and a mortgage.)
In other news during this time frame, on 6/13/12 we found out we are having a girl!!
We also went to St George June 8th or so for my cousin Lasca's wedding and to see family. This was a lot of fun and we enjoyed our weekend away and seeing family! There are pictures of this on my facebook page.
Will post more updates soon... hopefully sooner than 3 months apart. I hope to have this blog caught up to real time in the next couple weeks!
Subscribe to:
Posts (Atom)